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Posted by on Dec 12, 2016 in Car Accidents | 0 comments

Cell Phone Use Continues to be the Most Dangerous Form of Distracted Driving

Since 2005, though, the National Highway Traffic Administration (NHTSA) and the National Safety Council (NSC) have both recorded declines in fatal car crashes, from 43,510 in 2005 down to 32,675 in 2014. This decline is credited by the Insurance Institute for Highway Safety and the Highway Loss Data Institute to the improved structural design and the latest safety features in cars. A number of these crash avoidance features include: lane departure or lane-keep assist, blind spot alert, park assist, forward collision warning, adaptive headlights, tire pressure monitoring, traction control, electronic stability control, auto emergency braking (AEB), and active braking systems, which either warn drivers of impending collisions or which automatically assist drivers in preventing collisions.

Despite cars being equipped with some safety features, there was still increase in auto-related deaths in 2015, according to the NHTSA and the NSC. From 32,675 fatalities in 2014, the NHTSA reported a 9.5% increase for the first three months of 2015, while the NSC reported a 14% increase for the first six months of the same year.

One reason given for the higher fatal car crash rate is the dramatic increase in the number of cars on the road – one of the effects of gas prices going down. With more cars on the road, there were also more incidences of alcohol-impaired driving, speeding and people failing to buckle up. However, the real culprit behind the increase in death rate is cell phone use: drivers texting or conversing with someone , or taking selfies and then posting these on social media while controlling the wheel and trying to keep an eye on the road.

In spite of cars being made safer, both the NHTSA and the NSC agree that the increased use of cell phone is defeating all efforts that will reduce fatal car crashes. Cell phone use is the most dangerous form of distracted driving. Compared to drunk-driving, using a cell phone while driving is up to six times more dangerous.

In a car crash, it is implied that someone has acted illegally or negligently and that this act has caused a collision that has resulted to someone getting either injured or killed. In the view of a Tucson car accident lawyer, while advances in technology and increased awareness of the importance of safety on the roads have somehow helped in reducing the threat posed to public health and safety by car accidents, these (car accidents) continue to be one of the leading causes of serious injury and wrongful death in the United States each year, and the sad truth is that far too many of these accidents could easily have been prevented.

Though there are different contributing factors to car accidents, there is just one root cause behind all these: negligence. With help from a seasoned personal injury lawyer, innocent victims in car accidents may be able to pursue compensation for the damages caused by an irresponsible driver.

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Posted by on Nov 1, 2013 in Car Accidents | 0 comments

How Your Driving Affects Your Car Insurance Costs

If you have been in a car accident, whether you were the one at fault or you have been a victim of someone else’s recklessness, you understand that each accident that happens has an effect on your car insurance: whether it is speeding, DUI, car crash, or any traffic violation. Aside from factors such as the type of car you are driving, your age, or the state where you live and drive in, your driving record carries more weight on your car insurance policy.

According to the website of Habush Habush & Rottier S.C. ®, car insurance companies can also depend their rates on a whether a driver is a low-risk client or a high-risk one. Depending on the state, points may or may not be assigned after you have violated a certain traffic rule. This point system was initially made in order to track and punish reckless and dangerous drivers, and through this point system insurance companies can accurately read a driver’s risk of getting into an accident, therefore could give a higher premium.

There are ways that you can do to help avoid paying high car insurance premiums. Driving points are like golf scores – the lower the better. Avoiding accidents and being a defensive driver is just one thing you can do to help get lower premiums. You can do this by going to a defensive driving school. Ask the DMV in your area about schools they approve to get your certification, this and keeping a spotless driving record.

If your state allows points to be dropped after a certain amount of years, you can wait it out before applying for new car insurance. Make sure that the points were dropped before applying or even before getting an estimate to ensure you get the lowest possible premiums that you prefer. Lastly, if you believe you have been given a ticket unjustly, you can hire a lawyer to sort it out in court.

Make sure to check or keep up with your driving points: DMV is not perfect and could sometimes post the wrong information. This is crucial especially if you are planning to renew your policy or if you are searching for a new provider for your car insurance. Being given the wrong driving points can spell the difference when you get your insurance premiums.

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